10 exam-style questions with answers and explanations, straight from our 1,030-question bank. Tap an answer to check yourself. When you're ready, take the scored version in the free practice test.
The NCA exam has 25 questions and runs 1 hour 30 minutes.
These 10 free NCA questions are organized by exam domain, so you can see how each part of the NETSCOUT Certified Associate blueprint is tested. Reveal the answer and explanation under each question.
A homeowner insured under an unendorsed HO-3 reports that a pressurized supply line suddenly ruptured and water damaged the hardwood flooring. The claim is for the resulting floor damage, not the worn pipe itself. Which coverage analysis is most accurate?
Correct answer: B - Treat the resulting floor damage as accidental discharge or overflow of water, subject to the policy terms and deductible
After unusually rapid surface-water runoff, 0.4 acre of the insured's normally dry lot and 0.4 acre of the adjoining owner's lot are inundated. Which statement best applies under the NFIP flood definition?
Correct answer: C - The event can qualify as a flood because two properties are inundated and one is the insured's
A dinner guest who is not a resident of the insured's household trips over a rug and incurs necessary medical expenses two months later. Negligence has not been established. Under a standard homeowners policy, which coverage can respond on a no-fault basis?
Correct answer: A - Coverage F - Medical Payments to Others
Coverage is accepted for a dwelling fire, but the insured and insurer disagree over the repair scope and amount. The insured submits a written appraisal demand. Which response is correct?
Correct answer: B - Use appraisal to determine the amount of loss; coverage questions remain outside the panel's authority
An insured has a North Carolina personal auto policy effective August 1, 2025, with a $100,000 UIM bodily injury limit. Covered damages are $175,000, and the at-fault driver pays a $50,000 liability limit. Assuming all procedural conditions are met, what is the maximum potential UIM payment?
Correct answer: A - $100,000
An insured swerves to avoid a deer but never contacts the animal. The vehicle strikes a guardrail and is damaged. Under standard Part D definitions, how should the loss be classified?
Correct answer: B - Collision, because the covered auto struck an object
A warehouse insured on a commercial Special Causes of Loss form has used only 20% of its square footage for customary operations for 75 consecutive days. Vandals then damage interior walls and fixtures. No construction or renovation is underway. How does the standard vacancy condition apply?
Correct answer: D - Do not pay the vandalism loss
A covered fire suspends a business for exactly 10 full days. The business income loss is $30,000 and accrues evenly. The policy has the standard 72-hour Business Income waiting period, no waiting-period endorsement, an adequate limit, and no coinsurance penalty. How much Business Income loss is payable?
Correct answer: D - $21,000
A retailer is sued after using a competitor's protected slogan in an online advertisement. The complaint alleges advertising injury but no bodily injury or property damage. Which CGL coverage is most directly implicated?
Correct answer: A - Coverage B - Personal and Advertising Injury
At a fire scene, the fire marshal reports that a masonry parapet may collapse and that electrical service may still be energized. Rain threatens exposed evidence, and the insured asks to enter immediately to retrieve records. What should the adjuster do first?
Correct answer: C - Keep people out and coordinate hazard control with fire, electrical, and structural professionals before evidence work
The NCA exam also covers these domains. Drill them in the full free practice test:
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